TERMS AND CONDITIONS

Terms and Conditons

In these Terms, “you” or “your” means the person accepting these Terms and the company (if any) on whose behalf he/she is acting, and “we,” “us,” “our,” or the “Company” means SKYWARDS INVESTEC PRIVATE LIMITED and its affiliates. The terms describes your rights and responsibilities and form a legally binding agreement between Us and You with the respect to your use of the services. By using or accessing any part of the services, you agree that you are at least eighteen (18) years old and have read, understand, and agree to be bound by all of these Terms and Conditions. If you do not agree to all of these Terms and Conditions, you must not use or access the services. If you are entering into these Terms on behalf of a company, you represent that you have the authority to bind that company to the terms of these Terms. We reserve the right, in our sole discretion, to modify or replace any of the terms or conditions of these Terms at any time. Your continued use of the services following the posting of any changes to these Terms constitutes your acceptance of those changes and you are responsible for reviewing those terms. Some products or services that become available on the services may be subject to additional or different terms and conditions, and if those additional terms and conditions conflict with these Terms, those additional terms and conditions will control.

PLEASE READ THESE TERMS CAREFULLY AS THEY CONTAIN IMPORTANT INFORMATION REGARDING YOUR LEGAL RIGHTS, REMEDIES AND OBLIGATIONS. THESE INCLUDE VARIOUS LIMITATIONS AND EXCLUSIONS, A DISPUTE RESOLUTION CLAUSE THAT GOVERNS HOW DISPUTES WILL BE RESOLVED, AND A WAIVER OF RIGHTS TO BRING CLASS ACTION CLAIMS AGAINST US. IF YOU DO NOT AGREE WITH ALL OF THE TERMS OF USE AND THE ABOVE ELIGIBILITY REQUIREMENTS, YOU ARE PROHIBITED FROM USING THE SERVICES.

1.REGISTRATION OF DATA AND ACCOUNT SECURITY

As a condition to using some parts of the services, you may be required to register an account with Us, select a password and user name and provide other information about your identity, your company or your investments (“registration data”). You agree to (a) provide accurate, current and complete registration data; (b) maintain the security of your password and user name; (c) maintain and promptly update the registration data, and any other information you provide to the Company, to keep it accurate, current and complete; and (d) be fully responsible for all use of your account and for any actions that take place using your account. Except as expressly provided in these Terms, you may only maintain one active account with the services.

You agree and understand that you are responsible for maintaining the confidentiality of your registration data. By providing us with your e-mail address, you agree to receive all required notices electronically, including through the services (such as by displaying links to notices generally on the site) or to your e-mail address. It is your responsibility to update or change that e-mail address, as appropriate.

2.ACCESS TO THE SERVICES

Subject to your compliance with these Terms, we grant you a limited, revocable, nonexclusive license to access and use the Services and the Content for your own personal internal use. This license does not include any collection, aggregation, copying, duplication, scraping, display or derivative use of the Services nor any use of data mining, crawlers, robots, spiders, or similar data gathering and extraction tools for any purpose unless expressly permitted by Us in writing. A limited exception is provided to general purpose internet search engines and non-commercial public archives that use such tools to gather information for the sole purpose of displaying hyperlinks to the Services. In order to collect, aggregate, copy, duplicate, scrape, display or make derivative use of the services or any Content made available via the services for other purposes (including commercial purposes) not stated herein, you must first obtain a written license from Us.

3.REGULATORY COMPLIANCE

You agree to insure that any information disseminated pursuant to the services, whether such dissemination is made (a) by you or on your behalf by a person authorized to disseminate information on your behalf or (b) otherwise, in any case, complies with all statutes, rules, regulations, orders or other governmental acts of India.

4.PAYMENT POLICIES

Our purchase and checkout process from the Application is powered by our third party payment processors (“Payment Processor”). The processing of payments will be subject to the terms, conditions and privacy policies of the payment processor, in addition to this Agreement. You agree to pay us, through the payment processor, all charges at the prices then in effect for any purchase in accordance with the applicable payment terms. You agree to make payment using the payment method you provide with your Account. We reserve the right to correct, or to instruct our payment processor to correct, any errors or mistakes, even if payment has already been requested or received. You are responsible for all taxes, duties, and other governmental assessments associated with your activity in connection with the services.

5.SITE CONTENT

You understand that all postings, messages, text, images, video or other materials ("Content") posted or published on, uploaded to, transmitted through, or linked from, the services (hereinafter, “post”, “posted” or “published”), whether by, users of the services (“Users”) or Creators (as defined below), are the sole responsibility of the person or entity from whom such Content originated. You agree that by using the services, you may be exposed to Content that is offensive, indecent, inaccurate, misleading, or otherwise objectionable. We are not responsible for the conduct, whether online or offline, of any User or Creator. You agree that you bear all risks associated with, the use or posting of any Content, that you may not rely on said Content, and that under no circumstances we will be liable in any way for any Content or for any loss or damage of any kind incurred as a result of the use of any Content posted or otherwise made available via the services. You may not republish, post, transmit or distribute the Content to online bulletin and message boards, blogs, chat rooms, intranets or anywhere else without our consent. The Creators may take positions inconsistent with the views expressed in their Products or Content. Products available on our platform contain the Creators' own opinions (and not those of the Company), and none of the information contained therein constitutes a recommendation that any particular security, portfolio of securities, transaction, or investment strategy is suitable for any specific person. You further understand that the Creators will not advise you personally concerning the nature, potential, value or suitability of any particular security, portfolio of securities, transaction, investment strategy or other matter.

6.USER CONTENT POSTED ON THE services

You are solely responsible for the Content that you post on or through the services, or otherwise transmit to or share with other Users (collectively, the "User Content"). You shall not (and shall not permit any third party to) create, upload, download, post, submit or otherwise distribute or facilitate distribution of any User Content on or through the services, that you did not create or have permission to post; infringes any patent, trademark, trade secret, copyright, moral right, right of publicity, right of privacy, or other right of any other person or entity or violates these Terms or any law or contractual duty (see our Notice of Infringement - DMCA policy below); you know is false, misleading, untruthful or inaccurate; defames, libels, ridicules, mocks, disparages, threatens, harass, intimidates or abuses anyone; attempts to impersonate any other party; harvests or otherwise collects information about users without their consent; uses tools which anonymize your internet protocol address (e.g. anonymous proxy) to access the services; constitutes unauthorized or unsolicited advertising, junk or bulk email or pyramid schemes; includesanyone's identification documents or sensitive financial information. You acknowledge that we does not pre-screen, endorse or approve User Content, but that we shall have the right (but not the obligation) in its sole discretion to refuse, delete or remove any User Content that is available via the services, including in connection with violations of the letter or spirit of the Terms or for any other reason. You are solely responsible at your sole cost and expense for creating backup copies and replacing any User Content you post or store on the services or otherwise provide to the Company.

When you post User Content to the services, you authorize and direct us to make such copies thereof as we deem necessary in order to facilitate the posting and storage of the User Content on the services. By posting User Content to any part of the services, you automatically grant, and you represent and warrant that you have the right to grant, to us an irrevocable, perpetual, non-exclusive, transferable, fully paid, worldwide license (with the right to sublicense) to use, copy, publicly perform, publicly display, reformat, translate, excerpt (in whole or in part) and distribute such User Content, and your name, voice, and/or likeness as contained in your content, for any purpose, commercial, advertising, or otherwise, on or in connection with the services or the promotion thereof, to prepare derivative works of, or incorporate into other works, such User Content, and to grant and authorize of the foregoing. We do not assert any ownership over your User Content; rather, as between us and you, subject to the rights granted to us in these Terms, you retain full ownership of all of your User Content and any intellectual property rights or other proprietary rights associated with your User Content. You also hereby grant each user of the services a non-exclusive license to access your User Content through the services, and to use, reproduce, distribute, display and perform such User Content as permitted through the functionality of the services and under these Terms.

WE ALSO RESERVE THE RIGHT, AT ALL TIMES AND IN OUR SOLE DISCRETION, TO DISCLOSE ANY USER CONTENT AND OTHER RELATED INFORMATION FOR ANY REASON,including without limitation (a) to satisfy any applicable law, regulation, legal process or governmental request; (b) to enforce the terms of the Agreements; (c) to protect our legal rights and remedies; (d) if we, in our reasonable discretion, believe that someone's health or safety may be threatened; or (e) to report a crime or other offensive behaviour.

7.THIRD- PARTY services, OTHER WEBSITES AND CONTENT

The Company may provide links or access to other websites, apps, products or services provided by third-party services providers (“Third-Party services”) when you visit the site or use the services. Third-Party services are not reviewed, controlled, examined, sponsored, or endorsed by us and we are not responsible for the information, advertising, products, resources or other material of any third-party services or any link contained in third-party services. The inclusion of any third-party services not imply endorsement of the owner/sponsor of the third-party services or its content by us. Your use of any such third-party services is at your own risk. We make no representations or warranties with respect to third-party services and will not be liable for such third-party services, even when used in conjunction with the services. We do not endorse or sponsor any products or services provided by third parties that are made available through the services. In using any third-party services made available via the services, you must agree to comply with and be bound by the Terms of services, Privacy Policy, or other Terms and Conditions of the third-party services providers. We are not responsible for any trading, buy/sell orders or other activity that you conduct or that otherwise happens in connection with any of your brokerage accounts.

8.ACCOUNT INFORMATION FROM THIRD PARTY SITES

Users may direct us to retrieve their own information maintained by third-parties with which they have customer relationships, maintain accounts or engage in financial transactions (“Account Information”). By submitting information, data, passwords, usernames, PINs, other log-in information, materials and other content to us through the services, you are granting us a rights to use such information and content for the purpose of providing the services. We may use and store the content in accordance with this Agreement and our Privacy Policy. You represent and warrant that you are entitled to submit it to us for use for this purpose, without any obligation to pay any fees or be subject to any restrictions or limitations, including any contained in the third party's terms of services. We works with third parties to access your Account Information. We makes no effort to review the Account Information for any purpose, including but not limited to accuracy, legality or non-infringement. By using the services, you expressly authorize us to access and store your Account Information maintained by identified third parties, on your behalf as your agent.