Top Mutual Funds
Motilal Oswal Midcap Fund
+35.23 %
CAGR 3Year
5star
Bank of India Credit Risk Fund
+39.59 %
CAGR 3Year
1star
ICICI Prudential Value Discovery Fund
+22.92 %
CAGR 3Year
5star
Invesco India Focused Fund
+21.94 %
CAGR 3Year
3star
Nippon India Large Cap Fund
+21.21 %
CAGR 3Year
5star
Bandhan Focused Equity Fund
+18.26 %
CAGR 3Year
2star
HDFC BSE Sensex Index Fund
+12.09 %
CAGR 3Year
HDFC Liquid Fund
+6.31 %
CAGR 3Year
3star
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Investors Favourite
Largest fund by AUM.
High Return
Top Gainers
Long-term Profit
Stable returns over the past 5 years
Leading Benchmark
Fund with high alpha returns.
Sector Leader
Largest fund in the category.
Top Company
Fund holding top companies.
Cost effective
Funds with low expenses ratio.
Types of Mutual Funds
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Equity Funds
Hybrid Funds
Debt Funds
Large Cap Funds
Mid Cap Funds
Small Cap Funds
Tax Saving Funds
Liquid Funds
Ways to invest in Mutual Funds?
SIP
SIP
SIP (Systematic Investment Plan) offers the convenience of automated monthly investing coupled with the valuable strategy of reducing market volatility through rupee cost-averaging.
Lumpsum
Lumpsum
Lump sum investments are often perceived as riskier than SIP due to the commitment of investing the entire sum in one go, rather than spreading it over time. However, they also hold the potential to yield higher returns than SIP if timed correctly.
Smart SIP
Smart SIP
A game-changing investment strategy blending mutual funds with a money market fund for optimal returns and risk management. Adapted to market changes, it's perfect for savvy investors seeking simplified, strategic investing.
How to invest Mutual Fund on BullSmart
01
Risk profiling
Start with risk profiling, i.e., to understand your risk tolerance and capacity. Knowing the amount of risk one can take before investing in mutual funds is essential.
02
Make Investment
Select and decide the mutual fund scheme you will invest in. You can start an SIP or invest a lumpsum amount or better, start both!
03
Follow up & Diversify
To maximize results and enhance profitability, it's crucial to diversify your investments and maintain regular monitoring.
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Is there any expert advice available for fund selection?

Certainly, you have the opportunity to consult with experts from our company. If you desire expert guidance, simply contact our support team and indicate your interest in speaking with experts to strategize your investments. 

Can I switch between different mutual funds?

At present, Bullsmart does not provide a switch plan for transitioning between different mutual funds. Nevertheless, if any client wants to place a switch order, then they can send an email to our support team, and based on the email, we will place the switch request manually to BSE star MF

Are there any tools to help me analyze and compare mutual funds?

The tool to analyse and compare the mutual funds comprehensively is under development and soon clients will be able to compare the mutual fund schemes in detail before investing.

What criteria should I consider when selecting a mutual fund? How will I evaluate my risk profile?

When selecting a mutual fund, it is important to align your goals, assess your risk tolerance, and consider historical performance. Ensure diversification while remaining mindful of expenses, exit loads, and investment style. 


Furthermore, evaluate your risk profile by examining your financial goals, timeline, and completing a risk tolerance questionnaire. Take into account emotional comfort, financial stability, and diversification preferences. Seeking advice from a financial advisor is recommended for a comprehensive assessment. You can reach out to the experts at Bullsmart through customer support services to get the best-personalised recommendations for yourself.

Can I invest in mutual funds with exposure to specific sectors or industries?

Indeed, you have the opportunity to invest in sectoral or thematic funds to gain exposure to particular industries. Nevertheless, it's imperative to acknowledge that such investments entail elevated risks.

How is the NAV (Net Asset Value) of a mutual fund calculated?

The Net Asset Value (NAV) of mutual fund is determined by dividing the total value of the fund's assets minus its liabilities by the number of outstanding units. 


The formula is: (Total Assets - Total Liabilities) / Number of Outstanding Units. 


This computation yields the per-unit value of the mutual fund, representing the market value of a single unit. NAV is typically computed at the conclusion of each business day. 

Can I receive notifications for changes in the expense ratio of my chosen funds?

Unitholders are promptly notified of any adjustments to the fund expense ratios through email communication by asset management companies (AMCs) whenever there is a change in the expense ratio of any mutual fund scheme.

Are debt funds risk-free?

Debt funds are associated with several risks, including interest rate risk, credit risk (potential issuer defaults), liquidity risk (challenges in asset liquidation), and market risk (bond price fluctuations). Consequently, debt funds cannot be considered entirely risk-free. 

What is the difference between Growth and Dividend Plan? What is the difference between a Direct Fund vs Regular Fund?

A growth mutual fund focuses on capital appreciation, reinvesting earnings for potential long-term gains. In contrast, a dividend mutual fund aims to provide regular income through dividends from investments in dividend-paying stocks or income-generating securities.
Direct mutual funds are bought without a distributor, available on AMC websites or direct platforms, while regular funds involve distributors whom the AMC must pay commissions, resulting in a slightly higher expense ratio.

What is the difference between Growth and Dividend Plan? What is the difference between a Direct Fund vs Regular Fund?

A growth mutual fund focuses on capital appreciation, reinvesting earnings for potential long-term gains. In contrast, a dividend mutual fund aims to provide regular income through dividends from investments in dividend-paying stocks or income-generating securities.
Direct mutual funds are bought without a distributor, available on AMC websites or direct platforms, while regular funds involve distributors whom the AMC must pay commissions, resulting in a slightly higher expense ratio.

Why we should invest in Mutual Funds?

Whether you're an experienced investor or venturing into investments for the first time, mutual funds can serve as an effective and accessible means to work towards your long-term financial objectives. Here's why:

Key Features of Mutual Funds:


  1. Diversification: One of the primary benefits of investing in mutual funds is diversification. By pooling money from many investors, mutual funds can afford to invest in a wide range of securities, spreading out the risk across different assets. This reduces the impact of any single security's poor performance on the overall portfolio.
  2. Ease of Entry: For newcomers, building a diversified portfolio from scratch can be daunting due to the vast array of options and the complexity of financial markets. Mutual funds simplify this process by pooling your money with that of other investors, allowing you to buy into a diverse portfolio with a single transaction. This ease of entry makes mutual funds an appealing starting point for new investors.
  3. Professional Management: Mutual funds are managed by experienced fund managers who make investment decisions on behalf of investors. These managers analyze financial markets and select securities that align with the fund's investment objectives, aiming to maximize returns for investors.
  4. Liquidity: Mutual funds generally offer good liquidity, meaning investors can buy and sell their shares in the fund relatively easily. The value of these shares is determined by the fund's net asset value (NAV), which is calculated at the end of each trading day based on the total value of the fund's assets minus its liabilities.
  5. Accessibility: Mutual funds make it possible for individual investors to participate in a diversified portfolio with relatively small amounts of money. This opens up opportunities for retail investors to access professionally managed portfolios that they might not be able to replicate on their own.
  6. Variety: There are various types of mutual funds available to cater to different investment goals, risk tolerances, and time horizons. These include equity funds, debt funds, balanced or hybrid funds, index funds, and sector funds, among others.
  7. Regulation: In India, mutual funds are regulated by the Securities and Exchange Board of India (SEBI), which ensures transparency, fairness, and integrity of the mutual fund industry. SEBI regulations protect the interests of investors and ensure that funds operate within certain guidelines.
How do Mutual Funds Work?
  1. Investment by Individuals or Institutional Investors: Investors purchase units of a mutual fund at the NAV (Net Asset Value) prevailing at the end of the trading day. The money collected forms the corpus of the fund.
  2. Investment Strategy and Portfolio Management: Each mutual fund scheme has a defined investment objective and strategy, based on which the fund manager decides where to invest the corpus. The choices might include stocks, bonds, money market instruments, or a combination of these and other securities, depending on the fund's objective.
  3. Net Asset Value (NAV): The NAV per unit is the total value of all the assets in the mutual fund portfolio, minus any liabilities, divided by the number of units outstanding. This is calculated at the end of each trading day and reflects the fund's performance.
  4. Returns and Distributions: Returns on mutual funds come from capital gains on the sale of securities, dividends, and interest income. These returns can be distributed to the investors as dividends or reinvested in the fund to increase the NAV.
  5. Redemption: Investors can redeem their units at the current NAV (subject to any exit loads or charges) if they wish to exit the fund. The process is straightforward, ensuring liquidity for the investors.
  6. Systematic Investment Plans (SIPs) and Systematic Withdrawal Plans (SWPs): SIPs allow investors to invest a fixed amount regularly in a mutual fund scheme, while SWPs enable investors to withdraw a fixed amount at regular intervals. These features add flexibility and systematic approach to investing and redeeming.
  7. Taxation: Mutual fund returns are subject to taxation, which varies depending on the type of fund (equity or debt), the duration of investment, and the investor's tax bracket. The tax laws governing mutual funds are subject to change and can impact the net returns to investors.
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About us
Bullsmart is a Mutual Fund investment management company that combines the expertise of advanced AI technology and a community of seasoned investors to provide comprehensive investment management solutions. Our team of inhouse financial and tech experts monitor the performance of portfolios and suggest changes if required to ensure long-term success.
Bullsmart is a Mutual Fund investment management company that combines the expertise of advanced AI technology and a community of seasoned investors to provide comprehensive investment management solutions. Our team of inhouse financial and tech experts monitor the performance of portfolios and suggest changes if required to ensure long-term success.
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